By: First Community Bank
So, you’re ready to take the plunge and buy a home. It’s exciting, but before you start picking out paint colors and floor coverings, be sure you’ve done your homework ahead of time. There are a number of steps you should take to make your new home experience a memorable one — for all the right reasons.
First Community Bank recommends first getting pre-qualified for a loan to determine what you can afford and what loan options will be best for you. In addition to running a credit check, the Home Loan Center may require the following information during the loan process:
A current driver’s license
Your Social Security number
Current pay stubs and W-2s for the past two years or, if self-employed, your tax returns for the past two years
Bank statements for the past two months
Investment account statements for the past two months
Retirement account statements for the past two months
Below are some important guidelines to keep in mind once you’re ready to begin house hunting. You can find more information like this in the Home Loan section of our website, including mortgage calculators and even an online application.
Count on Your Loan Officer To:
Count on Your Real Estate Agent To:
Count on Yourself To:
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